Software Engineer II, Payments

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments, and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. We get to do the best work of our careers and grow our skills surrounded by colleagues who support us. If you’re ready to see your impact and unlock incredible career growth opportunities, join us and build real-world value. THE WORK We are looking for Software Engineers passionate about solving exciting and ambiguous problems in the emerging crypto payments space. This role offers opportunities to think creatively and solve traditional and non-traditional problems using innovative approaches. We value the growth of our engineers and prioritize career development. The successful candidate will have a high degree of accountability, visibility, and responsibility from Day 1! WHAT YOU’LL DO: Build reliable, scalable, and performant Payment systems to support a business that uses crypto to deliver an innovative customer experience. Participate in the full software development lifecycle, from requirements gathering to deployment, ensuring operational excellence with thorough testing. Collaborate with technical teams on the design, deployment, and ongoing improvement of backend applications. Improve engineering standards by implementing and promoting best practices for coding, testing, and deployment. WHAT YOU'LL BRING: 3-5 years of hands-on software development experience with large-scale, transactional systems, emphasizing robust design, scalability, and security. Proficiency in Java (Spring/Spring Boot), experience with Databases (SQL/NoSQL), Message queues, cloud platforms (AWS/Azure/GCP), and containerization (Docker, Kubernetes) in an agile environment. Curiosity about how systems work and a desire to improve and scale them. Autonomy, responsibility, and ownership of your work from end to end. A positive attitude and eagerness to share knowledge and collaborate within a diverse team. For positions based in CA, the annual salary range is $128,000 — $143,999 USD, excluding additional compensation such as bonuses or equity. Salaries vary based on experience and qualifications. WHO WE ARE: Do Your Best Work Opportunity to build in a fast-paced startup environment with experienced industry leaders. A learning environment with a professional development budget to support growth. An inclusive culture that respects and values diversity in race, ethnicity, gender, and culture. Flexible in-office collaboration, with teams choosing 10+ days a month to work together. Bi-weekly all-company meetings for updates and Q&A with leadership. Team offsites, bonding activities, happy hours, and more to foster community. Take Control of Your Finances Competitive salary, bonuses, and equity. Comprehensive benefits covering healthcare, retirement, family support, and more. Employee giving match and stipends for mobile phones. Take Care of Yourself R&R days for rest and recharge. Wellness reimbursements and virtual programming. Generous vacation and parental leave policies. Catered lunches, stocked kitchens, and fun events. Benefits are for full-time employees. Ripple is an Equal Opportunity Employer committed to diversity and inclusion. We do not discriminate based on race, gender, age, disability, or other protected characteristics. Please see our UK/EU Applicant Privacy Notice and California Applicant Privacy Notice for more information. #J-18808-Ljbffr